NOW ACCEPTING DEPOSITS
Your money,
growing every
month.
A fixed-term ISA with a guaranteed monthly compound rate — FSCS protected up to £85,000.
ANNUAL RATE (AER)
13.27%
Guaranteed fixed term
MONTHLY RATE
1.045%
Monthly compound
FCA
Authorised
£85,000
FSCS Protected
256-bit
SSL Encrypted
FRN 313229
Registered
Why Halifax Savings
Built for long-term growth.
A straightforward fixed-rate ISA designed to maximise your savings over a defined term with no surprises.
FSCS Protected
Your deposits are protected up to £85,000 under the Financial Services Compensation Scheme.
Guaranteed Rate
13.27% AER locked from day one. Your rate never changes, no matter the market.
Fixed Term
Lock in your deposits until maturity and watch your balance compound every single month.
Real-Time Tracking
View your balance, interest history, and deposit breakdown anytime from your online account.
13.27%
Annual rate (AER)
£85,000
FSCS protection limit
Up to 6yr
Fixed term available
Monthly
Interest credited
How It Works
Simple. Transparent. Effective.
1
Open your ISA
Your fixed-term ISA Saver account is opened with an initial deposit and a locked rate from day one.
2
Add top-up deposits
Top-ups are welcome during the term. Each deposit starts earning from its own start date at the same guaranteed rate.
3
Watch it compound monthly
Interest is credited monthly at 1.045%. Your balance grows automatically — no action required.
4
Withdraw at maturity
Access your full balance from the maturity date (31 Aug 2027). Early withdrawal is not permitted under the fixed-term agreement.
"
I started with £10,000 in 2021 and topped up twice. Watching the balance grow every month with no effort at all is genuinely satisfying. The dashboard makes everything completely transparent.
